Nicholas Lamparelli

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  • March 20, 2022

    The dysfunction of the Bordereau (and how to fix it). With Wendy Aarons-Corman and Barry Bablin

    What is a Bordereaux? The Bordereau is one of the most underappreciated aspects of an insurance relationship between two parties. Most of you reading this have probably heard of the word, but may not know precisely what it means (or does). (IRMI provides a good background here: https://www.irmi.com/articles/expert-commentary/reinsurance-terminology-explained-bordereau ). In summary – a bordereau is just a […]

  • May 25, 2017

    The Capital Advantage – How Capital Requirements Put Small Insurers Behind The 8-Ball

    This article originally published on InsNerds.com “Insurance is the most capital-intensive of all U.S. industries, according to our estimates, and building up market share requires substantial investment. The amount of capital required to compete also pushes the industry toward fewer and larger firms“   It is commonly said that insurance is a capital intensive business. […]

  • April 12, 2017

    Flood Risk & Insurance – NAIC Paper

    After tens of hours of research, I was very pleased to see the final version of the NAIC Flood Risk and Insurance study that was presented to the NAIC last week in Denver. NAIC Flood Paper

  • March 16, 2017

    Summary of The Insurance Technology Association 2017 LIVE Event #ITALive17

    This article first appeared at http://www.InsNerds.com As the Northeast digs out from Stella, I am comfortably sitting in South Florida, “trapped” and not “easily” able to make it back home, due to the storm. I appreciate your empathy! I am in South Florida because I had the pleasure of being asked to sit on a […]

  • February 22, 2017

    You Are A Salesperson… Whether You Like It Or Not!

    This article originally was published at www.insnerds.com “You will get all you want in life, if you help enough other people get what they want.” Zig Ziglar Most of us spend most of our lives asking for things. More money. A job (a promotion). A date (a marriage). The list of things we ask for […]

  • November 14, 2016

    Don’t Believe The Hype – The Lemonade Story

    Here is a taste of my latest article as published in www.insnerds.com Don’t Believe The Hype – The Lemonade Story “By now, I wonder how, Some people never know” Don’t Believe The Hype – Public Enemy I am a sucker for new stuff. I bet many of you are as well. If news of the […]

  • September 23, 2016

    After the fire, lessons from Fort McMurray

       After it was clear that the wildfire was not going to return to Fort McMurray, but before residents were allowed home, photos and video from media outlets showed numerous cases of seemingly untouched homes amid a sea of ash and debris… Article Link

  • September 22, 2016

    DISSECTING SANDY’S SURGE – What made the high water so high?

    What factors helped push seawater to devastating heights in Superstorm Sandy UCAR Link

  • August 15, 2016

    Inspiring Insight About The Future of Insurance

    Indeed, humans will always want to seek security

  • August 9, 2016

    Disruptions in Insurance Tech with Lemonade CEO

    Interesting group discussion about the “broken” insurance business model. Do insurers really make money by denying claims? Can that be fixed by going to a peer-to-peer model? YouTube Video

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